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H. Saraogi & Associates

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Home Loan

Home Loan

The purchase of a house or residential property is a dream come true in the present times. The Home Loans or Housing Loans have come up as an ideal arrangement for the financial resources that are required. We are one of the reputed companies offering full assistance in the procurement of the Home Loans. Any qualifying individual can avail a Home Loan subject to the purpose of owing a residence only. Home Loans are not sanctioned to purchase any commercial premises like shops, offices, warehouses or factories. Home Loan is a type of secured loan as the house or residence purchased is mortgaged to the lending institution till the full and final payment of the loan amount. This is a long term loan and the Home Loan repayment period could be anywhere between 5 years to 30 years. The rate of interest generally varies within the range of 8 % to 13% depending upon institution to institution. Floating interest and fixed interest are the available interest calculation options to the borrower of Home Loan/Housing Loan in India.

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